Pharos Analytica – Privacy Policy

Last updated: March 17, 2026

This Privacy Policy describes how Pharos Analytica (“Pharos,” “we,” “us,” or “our”) collects, uses, discloses, and protects your personal information when you access or use our website, services, tools, and platforms (“Services”). By using the Services, you consent to the practices described in this policy. If you have any questions, you may contact us using the details provided at the end of this document.


1. Types of Information We Collect

We may collect the following categories of information:

  • Personal identifiers: Name, email address, phone number, company name, job title, and other contact or profile information you provide when registering, subscribing, or communicating with us.

  • Account and usage data: Username, password (hashed), login history, device and browser information (IP address, browser type, operating system), and activity on our Services (e.g., pages visited, features used, time spent).

  • Financial and transactional data: Payment information (processed via secure third‑party providers), subscription details, and billing records.

  • User‑generated content: Messages, feedback, support tickets, comments, or any other content you submit through the Services.

  • Analytics and cookies: Information collected through cookies, web beacons, and similar technologies to track usage, improve performance, and personalize experiences.

  • Information from third parties: Referral or partner‑provided data, or publicly available information (e.g., professional profiles), where you have consented or where allowed by law.


2. How We Use Your Information

We use your information to:

  • Provide, operate, maintain, and improve the Services (e.g., dashboards, analytics, reports, advisory tools).

  • Create and manage your account and deliver requested features or subscriptions.

  • Communicate with you (e.g., service updates, security notices, support responses, and marketing messages, where you have consented).

  • Conduct analytics and research to better understand user behavior, optimize products, and develop new features.

  • Comply with legal, regulatory, and contractual obligations (e.g., tax, anti‑money‑laundering, sanctions screening where applicable).

  • Protect the security of our systems, detect and prevent fraud, and enforce our Terms of Service and internal policies.


Depending on your jurisdiction, we rely on one or more lawful bases for processing your personal data, such as:

  • Contractual necessity: To provide the Services you have requested.

  • Legal obligations: To comply with applicable laws and regulations.

  • Legitimate interests: To operate and improve our business, detect fraud, and communicate with you.

  • Consent: For certain marketing or additional uses, where required by law.

You may withdraw consent or object to processing where applicable by contacting us or using preference‑management tools in your account.


4. Sharing and Disclosure of Information

We do not sell your personal data. We may share information with:

  • Service providers: Third‑party vendors that support our operations (e.g., hosting, payment processing, analytics, email delivery, customer support) under strict confidentiality and security obligations.

  • Affiliates: Related companies within the Pharos group, solely for internal operational and service‑delivery purposes.

  • Legal and regulatory authorities: Where required by law, court order, or valid legal request, or to protect our rights, property, or the safety of others.

  • Business transfers: In connection with a merger, acquisition, or sale of assets, subject to appropriate safeguards for your data.

Any sharing is limited to the minimum necessary to achieve the stated purpose.


5. Data Retention

We retain your personal information only for as long as necessary to:

  • Fulfill the purposes outlined in this Privacy Policy.

  • Comply with legal, tax, and accounting requirements.

  • Resolve disputes or enforce agreements.

After such periods, we will securely delete or anonymize your data, except where further retention is required or permitted by law.


6. International Data Transfers

Your data may be transferred to, stored, and processed in countries outside your own, including jurisdictions where data‑protection laws may differ. In such cases, we implement appropriate safeguards (e.g., Standard Contractual Clauses, Binding Corporate Rules, or other mechanisms recognized under applicable law) to protect your information.


7. Cookies and Online Tracking

We use cookies and similar technologies to:

  • Authenticate users and maintain secure sessions.

  • Remember user preferences and settings.

  • Analyze traffic and understand how users interact with the Services.

  • Serve relevant content and marketing messages, where you have consented.

You can manage cookies through your browser settings or the cookie‑preference tool on our website. Note that disabling certain cookies may limit the functionality of the Services.


8. Security

We take reasonable technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction. These may include:

  • Encryption of data in transit and at rest.

  • Access controls and authentication mechanisms.

  • Regular security assessments and monitoring.

However, no method of transmission over the internet or electronic storage is 100% secure. You are responsible for keeping your account credentials confidential and using additional security measures (e.g., two‑factor authentication where available).


9. Data Subject Rights

Depending on your jurisdiction, you may have rights relating to your personal data, including:

  • The right to access, correct, or update your information.

  • The right to request deletion or restriction of processing.

  • The right to data portability.

  • The right to object to or withdraw consent for certain processing activities.

To exercise any of these rights, please contact us using the details below. We may ask for verification to confirm your identity before processing your request.


10. Children’s Privacy

Our Services are not directed at individuals under the age of 18 (or the applicable age of majority in your jurisdiction). We do not knowingly collect personal data from children. If we become aware that we have collected such data, we will take steps to delete it.


11. Financial and Crypto Content

When using investment‑related or crypto‑focused content on our platform, we may process certain profile or usage data to personalize insights or analytics. This data is treated in accordance with this Privacy Policy and applicable financial‑regulatory requirements. We do not provide personalized investment advice based on your personal data beyond the limited, automated analytics described in our Terms of Service.


12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we make material changes, we will notify you through prominent notice on our website or via email, where appropriate. Your continued use of the Services after such notice constitutes acceptance of the updated policy.


13. Contact Us

If you have any questions about this Privacy Policy or how we handle your personal data, please contact us.

Pharos Analytica