These Terms of Service (“Terms”) govern your access to and use of the services, websites, and platforms provided by Pharos Analytica and its affiliates (“Pharos,” “we,” “us,” or “our”). By accessing or using our services, you agree to be bound by these Terms and any additional policies referenced herein. If you do not agree, you may not use our services.
“Services” means the data‑analytical tools, dashboards, reports, advisory services, software, APIs, and related support that Pharos provides, as described on our website or in a separate agreement.
“Client” or “you” means any individual or entity that accesses or uses, or is authorized to access or use, the Services.
“User Data” means any data, information, files, or content provided by you or on your behalf to use the Services.
“Confidential Information” means non‑public information disclosed by either party that is marked or reasonably should be understood as confidential.
Subject to these Terms, Pharos grants you a limited, non‑exclusive, non‑transferable, revocable license to access and use the Services for your internal business or personal purposes, solely in accordance with the documentation and any written agreements between you and Pharos. You may not:
Resell, sublicense, lease, or otherwise commercially exploit the Services.
Reverse engineer, decompile, or disassemble the Services, except as permitted by applicable law.
Use the Services to host, store, or transmit illegal or infringing content.
You agree to:
Provide accurate, current, and complete information when registering or using the Services.
Maintain the security of your account credentials and promptly notify Pharos of any unauthorized access.
Comply with all applicable laws, including data‑protection, privacy, and export‑control regulations.
Ensure that any User Data you provide does not violate third‑party rights or contain malicious code.
You are solely responsible for the legality, reliability, and accuracy of all User Data.
Pharos may collect, process, and analyze anonymized or aggregated data for purposes such as improving the Services, developing new features, and producing reports. Where personally identifiable information is involved, Pharos will comply with its Privacy Policy and applicable data‑protection laws (e.g., GDPR, where applicable).
Pharos will not knowingly sell or rent your personal data to third parties for unrelated marketing purposes. Any cross‑border transfer of data will be subject to appropriate safeguards in accordance with applicable law.
Pharos (or its licensors) retains all right, title, and interest in and to:
The Services, including software, algorithms, frameworks, and underlying technology.
Pharos’s trademarks, logos, and branding.
Any enhancements, derivative works, or improvements made to the Services.
Clients retain ownership of their User Data, subject to any license they expressly grant to Pharos for the purposes of providing and improving the Services.
If the Services are offered on a paid basis, you agree to pay all applicable fees in the currency and on the schedule specified in your order form or in the relevant pricing documentation. Unless otherwise stated, fees are non‑refundable. Late payments may incur interest or result in suspension of access.
Pharos reserves the right to change pricing or introduce new fees with reasonable notice, subject to any contractual obligations.
Pharos warrants that the Services will be provided in a professional manner in accordance with accepted industry standards, where applicable, and consistent with the specifications in a written agreement. However, the Services are provided “as‑is” and “as‑available,” and Pharos disclaims all other warranties, express or implied, including but not limited to:
Implied warranties of merchantability, fitness for a particular purpose.
Non‑infringement.
Accuracy, completeness, or timeliness of results or analytics.
Pharos does not guarantee uninterrupted, error‑free, or secure operation of the Services.
To the maximum extent permitted by law, Pharos, its affiliates, and service providers will not be liable for:
Indirect, incidental, special, consequential, or punitive damages.
Loss of profits, data, reputation, or business opportunities.
Any claim arising from unauthorized use of the Services or your failure to comply with these Terms.
In no event will Pharos’s total liability under these Terms exceed the fees you paid to Pharos for the Services in the 12 months preceding the claim.
You agree to indemnify, defend, and hold harmless Pharos and its affiliates, officers, employees, and agents from any claims, damages, liabilities, costs, or expenses arising from:
Your use of the Services.
Your User Data or third‑party content you provide.
Your violation of these Terms or applicable law.
These Terms take effect when you first access or use the Services and continue until terminated:
By you, in writing, at your election.
By Pharos, for cause (e.g., breach, misuse, or insolvency), upon written notice.
Upon termination, you must cease using the Services, and Pharos may delete your account and associated data in accordance with its data‑retention policies, subject to legal requirements.
Each party agrees to treat the other party’s Confidential Information as confidential and to use it only for the purposes of performing its obligations or exercising its rights under these Terms. This obligation does not apply to information that is:
Publicly available.
Lawfully obtained from a third party without restriction.
Independently developed without reference to the other party’s Confidential Information.
These Terms are governed by the laws of the jurisdiction in which Pharos is headquartered, without regard to its conflict‑of‑laws principles. Any disputes arising out of or relating to these Terms shall be resolved through:
Good‑faith negotiations between the parties.
If unresolved, by binding arbitration in accordance with the rules of an agreed‑upon arbitration body, or, if arbitration is not required, in the courts of the competent jurisdiction.
Pharos may update these Terms from time to time. We will notify you of material changes through reasonable means (e.g., email or notice on our website). Continued use of the Services after such notice constitutes acceptance of the updated Terms.
These Terms constitute the entire agreement between you and Pharos regarding the Services, superseding prior agreements or communications.
If any provision is held unenforceable, the remaining provisions remain in full effect.
No waiver of any right or provision will be deemed a waiver of any other right or provision.
You may not assign these Terms without Pharos’s prior written consent. Pharos may assign these Terms in connection with a merger, acquisition, or sale of assets.
Pharos Analytica provides investment‑related analysis, commentary, and content, including information about cryptocurrencies, blockchain assets, financial instruments, markets, and strategies (“Financial Content”). You acknowledge and agree to the following:
No Investment Advice: The Financial Content is for general information and educational purposes only and does not constitute personalized investment, financial, legal, tax, or regulatory advice. Nothing on the Services should be construed as a recommendation to buy, sell, or hold any security, crypto asset, or financial product.
High Volatility: Financial markets, and in particular cryptocurrency markets, are highly volatile and speculative. Prices can fluctuate dramatically over short periods, and past performance is not indicative of future results. You may lose some or all of the capital you invest.
No Guarantee of Results: Pharos does not guarantee the accuracy, completeness, or reliability of any analytics, models, backtests, projections, or forecasts provided through the Services. Any hypothetical or simulated performance results shown are for illustrative purposes only and may not reflect actual trading results.
Risk of Loss: Investing, trading, or holding financial instruments or crypto assets involves substantial risk of loss. You should only invest or trade with capital that you can afford to lose and that does not impact your essential financial needs.
You are solely responsible for your investment decisions and for evaluating the risks and rewards associated with any financial or crypto product or strategy. Pharos strongly encourages you to:
Conduct thorough, independent research (“Do Your Own Research” or “DYOR”) before acting on any Financial Content.
Consult with qualified financial, legal, and tax advisors before making investment decisions.
Verify information from multiple reputable sources and cross‑check any data, signals, or alerts provided through the Services.
Your reliance on any Financial Content or analytics provided by Pharos is entirely at your own risk.
